What Happens If You Need Help at Home?
Your health insurance or Medicare may not cover every type of care you could need at home. Planning ahead can help protect your independence, your savings, and the people you love.
If You Needed Help Tomorrow, Who Would Pay for It?
Home Is Where Most of Us Want to Stay
A spouse? Your children? Your savings?
Most people want to remain independent and stay in their own home as long as possible. The question isn’t just WHERE you want to receive care — it’s HOW you’ll pay for the help you may need.
Planning ahead can help you prepare for expenses that may not be fully covered by Medicare or your current health insurance.
Understanding the 6 Activities of Daily Living
Bathing
Dressing
Eating
Toileting
Transferring
Continence
For most short-term care benefits under Home Health Care Shield, a healthcare practitioner must certify that the insured is unable to perform at least 2 of the 6 Activities of Daily Living or has a qualifying cognitive impairment.
See What Home Health Care Coverage Could Look Like for You
No pressure. No obligation. I’ll help you understand the options, what you may already have, and whether this type of protection makes sense for you.
Local Help. Real Conversations. No Pressure.
As an independent insurance broker, Chuck Winslow is dedicated to helping seniors, veterans, families, and those preparing for retirement navigate their insurance and retirement protection options. Based in Central Indiana, he brings a servant's heart to every conversation, ensuring you understand your coverage without the corporate scripts. From home health care to legacy planning, Chuck is your local partner for clear, honest guidance as you plan for the future.
Chuck Winslow
Life, Legacy & Retirement Solutions
ChuckWinslow.com
• Chuck Winslow is an independent insurance broker and is not United National Life Insurance Company.
• Home Health Care Shield is Short-Term Home Health Care Insurance issued by United National Life Insurance Company.
• Home Health Care Shield is not Long-Term Care Insurance.
Product availability, benefits, exclusions, limitations, eligibility requirements, and policy provisions may vary by state. Review the applicable policy and Outline of Coverage for complete details. Coverage is not guaranteed; eligibility is determined by the insurance company based on its underwriting guidelines.